bankmecu Annual Report 2012

Section	Include
Directors’ report
Lead Auditor’s Independence Declaration
Statements of financial position
Statements of comprehensive income
Statements of changes in customer owner’s funds
Statements of cash flows
Notes to the financial statements
Directors’ Declaration for the year ended 30 June 2012
Independent auditor’s report to the members of mecu Limited

Section	Include
Highlights
A message from the Chair
Responsible banking
Reputation
Target market
Customer benefit
Governance
Profitability and productivity
Sustainable growth

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